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This is a sample fact find that advisers may like to compare against their existing process.
In particular we have taken a slightly different approach to attitude to risk.
NB: Advisers should seek their own compliance approval to use this document.
This is a sample Retirement Options that advisers may like to compare against their document.
If you would like to add sections; provide comment; or suggest amendments please let us know – We will continue to develop this document.
NB: Advisers should seek their own compliance approval to use this document.
The Retirement Partnership Papers
The following publications are targeted at Professional Retirement Advisers, and those wishing to develop into this important market sector.
The titles will build over the coming weeks to provide a background to the market; practical methods to help change; guidance on process; and commentary on product sectors.
Register to be advised when future papers become available:
Available now:
We take a look at the latest generation of Investment Linked Annuities. In our view they are worth some strong consideration.
Please note, you will need to login or register in order to access this paper.
If you thought Scheme Pension was a solution that should only be considered for the infirm rich, then you are wrong. This solution is now mainstream and should be being given a much greater profile in client discussions.
In this paper we discuss the case for Scheme Pension.
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Although the legislation has been around for some time to allow this structure of
annuity product, the number of providers has remained low. However, Flexible
Annuities are typically investment backed and can offer many advantages
for clients considering their options in the current climate.
In this paper we take a look at this emerging product and examine the case for
Flexible Annuities.
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Fixed Term Annuities are suitable for a wide range of investors particularly those who have the twin objectives of gaining a fixed level of guaranteed income and the flexibility to change the structure of their annuity if circumstances change.
In this paper we take a look at the current market and examine the case for fixed term annuities.
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In this paper we consider the client suitability letter and what this may look
and feel like in practice. We demonstate how the letter weaves into our
retirement advice process.
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Our Retirement options checklist focuses on the simple issues that need to be discussed between client and adviser. We believe that by simply checking that these issues have been covered the adviser will have raised the key issues that lead to the consideration of a wider range of options.
This is a simple paper that we hope will provide practical support to the professional adviser. As always we suggest that our models are adapted to your own business practices and situation to ensure you gain maximum benefit.
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Our simplfied model of the advice process at retirement is presented in this paper. We also outline the 12 Critical Factors© that should be considered and discussed when reccomending suitable retirement income solutions.
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Creating change in any business is not easy. There is always enough going on without having to worry about how retirement advice is being given. This paper looks at the practicalities of change and what a new retirement advice process might look like.
The retirement marketplace has changed dramatically in the last five years. This paper discusses these changes as well as the changes that advisers can make to their retirement propositions.
Big issues combined are creating a perfect storm in the retirement market. This paper outlines how the retirement adviser might take advantage of the opportunities that this represents?
Coming soon:
Paper 11: The Case for Growth Annuities
Future Papers:
Register to be advised when the following papers become available:
Paper 12: The Case for Cocktail Solutions
Paper 13: Income Drawdown Exit Strategies
We would welcome any feedback or suggestions you may have for future publications. Please send us your comments using the buttons below.
Thank you for your support.
Steve Lewis
